KD AUTO EMPIRE
Complete the form below to apply for automotive financing. All fields marked with * are required.
Effective Date: August 27, 2026
By accessing or using the KD Auto Empire website, you agree to these Terms & Conditions. If you do not agree with these Terms, you should not use the website or submit an application.
You agree to use the website only for lawful purposes. You may not:
Submitting an application does not constitute approval for credit, financing, leasing, or any other financial product. All applications are subject to verification and approval by the applicable lender, financial institution, leasing company, or financing partner.
KD Auto Empire may act as an automotive broker, dealer, intermediary, or facilitator depending on the transaction and applicable relationship. KD Auto Empire does not guarantee credit approval, a particular interest rate, lease payment, loan term, vehicle availability, or financing approval from any particular lender.
You are responsible for ensuring that information submitted through the website is accurate, complete, and current. If information changes during the application process, you should notify KD Auto Empire. Providing materially false information may result in cancellation or denial of an application and may have additional legal consequences depending on the circumstances.
Credit applications may involve consumer reports and other verification information. Where applicable, consumer reports will be obtained and used only for legally permissible purposes and in accordance with applicable federal and state laws. See our FCRA Disclosure for additional information.
By providing your contact information, you may receive communications concerning your application or requested services. Where electronic consent is required by applicable law, you will be provided with the appropriate consent and disclosure before electronic records are used to satisfy legal notice requirements. You may withdraw consent to electronic communications where legally permitted; however, withdrawal may affect our ability to process certain communications or transactions electronically.
Your use of the website is also governed by our Privacy Policy and applicable GLBA Privacy Notice.
KD Auto Empire may use third-party service providers for functions such as credit processing, identity verification, fraud prevention, electronic document processing, hosting, communications, data security, and other business operations. Third-party providers may process information on our behalf subject to applicable agreements and legal requirements.
The website, including its text, graphics, logos, images, trademarks, software, and other content, is owned by or licensed to KD Auto Empire unless otherwise stated. You may not reproduce, distribute, modify, or commercially exploit website content without authorization.
The website and its content are provided for general informational and application-processing purposes. We make reasonable efforts to maintain accurate information but do not guarantee that all website content will always be complete, current, uninterrupted, or error-free.
To the maximum extent permitted by applicable law, KD Auto Empire and its affiliates, officers, employees, agents, and service providers will not be liable for indirect, incidental, consequential, or special damages arising from your use of the website. Nothing in these Terms is intended to waive rights or protections that cannot lawfully be waived.
To the extent permitted by law, you agree to be responsible for claims arising from your unlawful use of the website, fraudulent conduct, or material violation of these Terms.
These Terms are governed by applicable laws of the State of New York, without regard to conflict-of-law principles, except where federal or other applicable law requires otherwise.
If any provision of these Terms is found unenforceable, the remaining provisions will remain in effect to the extent permitted by law.
KD Auto Empire may update these Terms when necessary. The effective date shown at the beginning of this document identifies the current version.
KD AUTO EMPIRE
2707 W 16th St, 2nd Floor
Brooklyn, NY 11224
Email: KDautoempire@gmail.com
Phone: +1 (929) 539-1666
Effective Date: August 27, 2026
KD Auto Empire ("we," "us," or "our") respects your privacy and is committed to protecting the personal and financial information entrusted to us. This Privacy Policy explains how we collect, use, disclose, retain, and protect information obtained through our website, credit applications, vehicle leasing and financing services, and other interactions with us.
This Privacy Policy should be read together with our GLBA Privacy Notice, FCRA Disclosure, and Terms & Conditions, where applicable.
Personal Information: name, date of birth, Social Security Number, telephone number, email address, residential and mailing address, years at current residence, residence status, and other information necessary to verify your identity.
Employment and Financial Information: employer name, job title, length of employment, employer address and phone, gross annual income, other disclosed income, existing financial obligations where applicable, and co-applicant information where applicable.
Credit Information: when authorized and permitted by applicable law, we may obtain information from consumer reporting agencies and other lawful sources for purposes related to your credit application.
Technical Information: IP address, browser type, operating system, device information, pages visited, and date/time of access.
Cookies: we may use cookies and similar technologies to operate, secure, analyze, and improve our website. Where required by applicable law, we will provide appropriate notices and choices regarding non-essential cookies.
We do not use Social Security Numbers or consumer reports for purposes unrelated to legitimate business, legal, or credit-related purposes.
We may disclose information, when permitted or required by applicable law, to: lenders and financing institutions; consumer reporting agencies; identity verification and fraud-prevention providers; service providers performing business functions on our behalf (hosting, security, document processing, communications); professional advisors; and government agencies or regulators when legally required.
We do not sell Social Security Numbers, consumer reports, or nonpublic personal financial information for independent third-party marketing purposes.
When permitted by applicable law and supported by a permissible purpose, KD Auto Empire may obtain consumer reports to evaluate applications for credit, leasing, or financing, subject to the Fair Credit Reporting Act and Regulation V. See our FCRA Disclosure for additional information.
We maintain administrative, technical, and physical safeguards designed to protect personal and nonpublic personal information against unauthorized access, use, alteration, disclosure, or destruction, including access controls, authentication mechanisms, restricted access to sensitive information, and secure data-handling procedures, reviewed and updated as appropriate. No method of electronic transmission or storage can be guaranteed to be completely secure.
Because Social Security Numbers are highly sensitive information, access is restricted to authorized personnel and service providers who require the information for legitimate business purposes. We do not use Social Security Numbers for general marketing purposes.
We retain personal information only as long as reasonably necessary to process applications, meet contractual and legal obligations, maintain appropriate business records, resolve disputes, and prevent fraud. When information is no longer required, we take reasonable measures to securely dispose of or anonymize it.
Depending on your state of residence and applicable law, you may have rights to access, correct, or request deletion of certain personal information. Certain information may be exempt from deletion due to legal, regulatory, or recordkeeping requirements. To submit a privacy request, contact us using the details below. We may need to verify your identity before processing certain requests.
We may contact you regarding your application, requested services, and financing or leasing opportunities. Where required by law, marketing communications will include a method to opt out. Opting out will not prevent communications necessary to process an application or transaction.
Our website and credit application are intended for individuals who are legally eligible to apply for the products and services offered. We do not knowingly collect personal information from children in violation of applicable law.
Our website may contain links to third-party websites, including lenders, financing partners, and mapping services. KD Auto Empire is not responsible for the privacy practices of third-party websites.
If we determine that a security incident has occurred involving personal information, we will respond in accordance with applicable federal and state notification requirements, including New York's SHIELD Act.
We may update this Privacy Policy from time to time. The updated version will identify its effective date.
KD AUTO EMPIRE
2707 W 16th St, 2nd Floor
Brooklyn, NY 11224
Email: KDautoempire@gmail.com
Phone: +1 (929) 539-1666
Effective Date: August 27, 2026
This FCRA Disclosure and Credit Authorization applies to credit, financing, and leasing applications submitted to KD Auto Empire.
By submitting this application and providing the required authorization, you authorize KD Auto Empire and, where applicable, its designated lenders, financing institutions, and service providers acting in connection with your application to obtain consumer reports and related information from one or more consumer reporting agencies for purposes permitted by the Fair Credit Reporting Act ("FCRA") and other applicable law.
Consumer reports may be obtained only for a legally permissible purpose, including evaluating an application or transaction initiated by you where permitted under applicable law. KD Auto Empire will not obtain or use a consumer report for an impermissible purpose.
You authorize KD Auto Empire and applicable financing partners to verify information provided in your application, including identity, address, employment, income, credit history, and other information reasonably necessary to evaluate your application.
Information contained in your application and, where permitted, information obtained from consumer reporting agencies may be provided to lenders, financial institutions, and other financing partners involved in evaluating or arranging your requested transaction, for purposes permitted by applicable law.
Depending on the lender, financing partner, credit-reporting process, and type of inquiry performed, obtaining a consumer report may or may not affect your credit score. The effect, if any, depends on the type of inquiry and the applicable reporting practices.
The FCRA provides consumers with rights concerning access to their consumer files, disputing inaccurate or incomplete information, receiving disclosures when adverse action is taken based on a consumer report, and obtaining a free copy of a consumer report under certain circumstances. For the official summary of consumer rights, consumers may consult the CFPB's Summary of Your Rights Under the Fair Credit Reporting Act.
If a creditor takes adverse action based in whole or in part on information contained in a consumer report, applicable law may require the creditor to provide an adverse-action notice, including information concerning the consumer reporting agency that supplied the report and your right to obtain a free copy of that report and dispute its accuracy.
You certify that the information you provide in the application is true and complete to the best of your knowledge. You agree to promptly notify KD Auto Empire if material information changes before your application is finalized.
Submitting an application or authorizing a consumer report does not guarantee credit, financing, or leasing approval. Final decisions and terms are determined by the applicable lender or financing institution.
This disclosure should be read together with our Privacy Policy and GLBA Privacy Notice.
By selecting the applicable authorization checkbox and submitting your application, you acknowledge that you have read this disclosure and authorize the obtaining and use of consumer reports and verification information as described above, to the extent permitted by applicable law.
KD AUTO EMPIRE
2707 W 16th St, 2nd Floor
Brooklyn, NY 11224
Email: KDautoempire@gmail.com
Phone: +1 (929) 539-1666
Effective Date: August 27, 2026
This notice explains how KD Auto Empire collects, uses, and shares nonpublic personal information in connection with vehicle financing, leasing, and related services, consistent with the Gramm-Leach-Bliley Act (GLBA).
Name, address, date of birth, Social Security Number, telephone number, email address, employment information, income information, credit information, information obtained from consumer reporting agencies, and information you provide in applications and other communications.
Lenders and financial institutions; consumer reporting agencies; identity verification and fraud-prevention providers; technology and security providers; professional advisors; and government agencies or regulators when required or permitted by law.
We do not sell nonpublic personal information to unaffiliated third parties for their independent marketing purposes.
We may provide information to service providers that perform functions on our behalf, including credit processing, identity verification, fraud prevention, data hosting, cybersecurity, and communications. We take reasonable steps to require appropriate confidentiality and security protections consistent with applicable law.
KD Auto Empire maintains an information-security program designed to protect customer information, with safeguards appropriate to the sensitivity of the information and applicable risk, consistent with the FTC's Safeguards Rule, which requires covered financial institutions — including covered automobile dealers — to develop and maintain an appropriate information-security program.
We retain customer information only for periods reasonably necessary to satisfy business, legal, regulatory, and recordkeeping requirements. When no longer required, information is disposed of using safeguards appropriate to its sensitivity.
You may contact us with questions about our privacy practices or to request information regarding your applicable rights.
This notice should be read together with our Privacy Policy and FCRA Disclosure.
We may update this notice periodically. The effective date identifies the current version.
KD AUTO EMPIRE
2707 W 16th St, 2nd Floor
Brooklyn, NY 11224
Email: KDautoempire@gmail.com
Phone: +1 (929) 539-1666